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Travel insurance for hiking, trekking and tramping

Travel insurance for hiking, trekking and tramping

Ready for your hiking, trekking or tramping holiday?

Ready for your hiking, trekking or tramping holiday?

See why over a million chose us

Multi award-winning cover†

Recognised for value

Finder Awards 2025 Highly Commended – Comprehensive Travel Insurance; Canstar 2025 Outstanding Value – Seniors Travel Insurance; WeMoney 2025 Winner – Domestic Travel Insurance of the Year

Rated by thousands†

on Product Review

4.7 Rated

Aussie owned & operated

Feel local support

Fast Cover Australian Based Team

See why over a million chose us

Multi award-winning cover†

Recognised for value

Finder Awards 2025 Highly Commended – Comprehensive Travel Insurance; Canstar 2025 Outstanding Value – Seniors Travel Insurance; WeMoney 2025 Winner – Domestic Travel Insurance of the Year
Rated by thousands†

on Product Review

4.7 Rated
Aussie owned & operated

Feel local support

Fast Cover Australian Based Team

What customers are saying‡

Amazing! A very quick and smooth process and the coverage is easy to understand.

Annie

May, 2025

It was great, efficient, clear and easy

Gabrielle

May, 2025

We were recommended to Fastcover by a friend and wouldn't hesitate to recommend to others.

Mark

July 2026

Fast cover were very informative of what each package included.

Maddie

May, 2025

Getting a quote and purchasing my policy was quick & easy, taking just minutes.

Adem

May, 2025

What customers are saying‡

Amazing! A very quick and smooth process and the coverage is easy to understand.

Annie

May, 2025

It was great, efficient, clear and easy

Gabrielle

May, 2025

We were recommended to Fastcover by a friend and wouldn't hesitate to recommend to others.

Mark

July 2026

Fast cover were very informative of what each package included.

Maddie

May, 2025

Getting a quote and purchasing my policy was quick & easy, taking just minutes.

Adem

May, 2025

Top 3 things to know

What it covers

Optional extras

Compare benefits

Top 3 things to know

What it covers

Optional extras

Compare benefits

Learn more about travel insurance for hiking, trekking and tramping

Updated on

15 July 2026

Learn more about travel insurance for hiking, trekking and tramping

Updated on

15 July 2026

Tatjana Growth Manager at Fast Cover

Written by

Fact checked

Tatjana Growth Manager at Fast Cover

Written by

Fact checked

No h2 headings found in #content

Cancelled adventures aren’t just disappointing, they can be expensive too. If you become unexpectedly sick or injured before your hiking, trekking or tramping holiday and need to cancel your trip, our Trip Cancellation Expenses benefit may help protect the non-refundable trip bookings you’ve already paid for including flights, accommodation and tours in circumstances explained in your policy.*

At Fast Cover, you can buy travel insurance for your holiday up to 12 months prior to your departure date, including before you've booked your hiking or trekking tour and any accommodation. Please note cancellation cover is only available with our Standard Saver, Comprehensive, Domestic Plus, Snow Sports Plus and Frequent Traveller Saver policies.*

Stuck at the airport instead of enjoying your hiking trail? If your pre-booked carrier including your aircraft is cancelled and rescheduled or delayed in situations covered under your policy, Fast Cover’s Travel Delay Expenses benefit is available to reimburse you for the reasonable cost of extra meals and accommodation.*

Our Travel Delay Expenses benefit may be able to provide cover for the reimbursement of reasonable additional meals and accommodation expenses up to $200 for each traveller (excluding dependants) for each 24-hour period if your scheduled transport is delayed for at least 6 hours from the*

Natural disasters and severe weather could throw your trip off track, disrupting your hiking, trekking or tramping tour. If your scheduled or connecting transport is cancelled, delayed, shortened or diverted due to severe weather or a natural disaster that begun after we issued the Certificate of Insurance.

If a disruption to your trip occurs during your trip which is outside of your control and arises from the reasons covered by your policy and explained in the PDS, we may be able to help.*

Travelling with your hiking gear and a phone or camera to capture that perfect summit selfie? Cover may be available for the loss, theft or accidental damage of your luggage and personal items including your backpack, sleeping bag, video recorder, and trekking poles in situations covered under your policy.*

Limits and sub-limits apply to how much you can claim for each item. Conditions including situations in which we would provide cover apply.*

Hiking trails can be unpredictable, and medical emergencies can happen at any time. If you become seriously ill or get injured while hiking, trekking, or tramping overseas, having access to emergency medical care could make all the difference. Fast Cover may be able to help with the cost of getting you to the nearest hospital for emergency medical treatment or even flying you back to Australia, in circumstances covered under your policy.*

Fast Cover’s international travel insurance policies are available to provide cover for your reasonable additional accommodation and travel expenses, medical transfer, evacuation or repatriation if you must be transported to the nearest hospital for emergency medical treatment or be brought back to Australia with appropriate medical supervision. The medical transfer, evacuation or repatriation must first be approved by Fast Cover.*

Even experienced hikers can encounter unexpected medical emergencies while hiking, trekking, or tramping. We’re here to help with Aussie based support when you need it most. Fast Cover’s Aussie based team of experts are available to provide 24/7 support for overseas medical emergencies wherever you are, depending on your situation and location, of course.*

Fast Cover’s International travel insurance policies include access to our Australian based Emergency Assistance hotline with 24/7 support for unexpected medical emergencies overseas. Our Emergency Assistance team may be able to help arrange experienced medical support services in the event of unexpected circumstances during your hiking holiday.*

Whether it’s a venomous bite in Indonesia, a broken bone in Nepal, or an emergency surgery in Europe, unexpected medical issues during your hike or trek could result in a sudden hospital visit overseas. Fast Cover may be able to help with overseas emergency medical and hospital expenses in some circumstances which are covered under your policy.*

Fast Cover’s international travel insurance policies are available to provide protection against the financial burden of reasonable overseas emergency medical and hospital expenses from unexpected illness or injuries, such as those that may occur while hiking, trekking, or tramping.

Cancelled adventures aren’t just disappointing, they can be expensive too. If you become unexpectedly sick or injured before your hiking, trekking or tramping holiday and need to cancel your trip, our Trip Cancellation Expenses benefit may help protect the non-refundable trip bookings you’ve already paid for including flights, accommodation and tours in circumstances explained in your policy.*

At Fast Cover, you can buy travel insurance for your holiday up to 12 months prior to your departure date, including before you've booked your hiking or trekking tour and any accommodation. Please note cancellation cover is only available with our Standard Saver, Comprehensive, Domestic Plus, Snow Sports Plus and Frequent Traveller Saver policies.*

Stuck at the airport instead of enjoying your hiking trail? If your pre-booked carrier including your aircraft is cancelled and rescheduled or delayed in situations covered under your policy, Fast Cover’s Travel Delay Expenses benefit is available to reimburse you for the reasonable cost of extra meals and accommodation.*

Our Travel Delay Expenses benefit may be able to provide cover for the reimbursement of reasonable additional meals and accommodation expenses up to $200 for each traveller (excluding dependants) for each 24-hour period if your scheduled transport is delayed for at least 6 hours from the*

Natural disasters and severe weather could throw your trip off track, disrupting your hiking, trekking or tramping tour. If your scheduled or connecting transport is cancelled, delayed, shortened or diverted due to severe weather or a natural disaster that begun after we issued the Certificate of Insurance.

If a disruption to your trip occurs during your trip which is outside of your control and arises from the reasons covered by your policy and explained in the PDS, we may be able to help.*

Travelling with your hiking gear and a phone or camera to capture that perfect summit selfie? Cover may be available for the loss, theft or accidental damage of your luggage and personal items including your backpack, sleeping bag, video recorder, and trekking poles in situations covered under your policy.*

Limits and sub-limits apply to how much you can claim for each item. Conditions including situations in which we would provide cover apply.*

Hiking trails can be unpredictable, and medical emergencies can happen at any time. If you become seriously ill or get injured while hiking, trekking, or tramping overseas, having access to emergency medical care could make all the difference. Fast Cover may be able to help with the cost of getting you to the nearest hospital for emergency medical treatment or even flying you back to Australia, in circumstances covered under your policy.*

Fast Cover’s international travel insurance policies are available to provide cover for your reasonable additional accommodation and travel expenses, medical transfer, evacuation or repatriation if you must be transported to the nearest hospital for emergency medical treatment or be brought back to Australia with appropriate medical supervision. The medical transfer, evacuation or repatriation must first be approved by Fast Cover.*

Even experienced hikers can encounter unexpected medical emergencies while hiking, trekking, or tramping. We’re here to help with Aussie based support when you need it most. Fast Cover’s Aussie based team of experts are available to provide 24/7 support for overseas medical emergencies wherever you are, depending on your situation and location, of course.*

Fast Cover’s International travel insurance policies include access to our Australian based Emergency Assistance hotline with 24/7 support for unexpected medical emergencies overseas. Our Emergency Assistance team may be able to help arrange experienced medical support services in the event of unexpected circumstances during your hiking holiday.*

Whether it’s a venomous bite in Indonesia, a broken bone in Nepal, or an emergency surgery in Europe, unexpected medical issues during your hike or trek could result in a sudden hospital visit overseas. Fast Cover may be able to help with overseas emergency medical and hospital expenses in some circumstances which are covered under your policy.*

Fast Cover’s international travel insurance policies are available to provide protection against the financial burden of reasonable overseas emergency medical and hospital expenses from unexpected illness or injuries, such as those that may occur while hiking, trekking, or tramping.

Got a big adventure planned during your hiking, trekking or tramping holiday? Fast Cover’s Adventure Pack covers an extra list of adrenaline-pumping activities to help you tick off your bucket list.*

Remember, hiking, trekking or tramping, peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist climbing equipment is not required is also an adventure activity. This means you’ll need to add on the Adventure Pack to ensure you have cover for this activity.

Examples of some activities that require the Adventure Pack include:

  • Abseiling

  • Outdoor rock climbing

  • Quad biking

  • Tandem parachuting and tandem skydiving

  • Sailing up to 15 nm from a land mass

  • Scuba diving up to 30 m

  • Water skiing, jet skiing, and speedboating

Conditions apply for activities under our Adventure Pack so make sure to read the PDS for full T&Cs.

The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus or Frequent Traveller Saver policy.*

For more details, visit our page on travel insurance for adventure activities.

Exploring your hiking destination on two wheels offers a unique and thrilling way to experience diverse landscapes from Nepal’s Annapurna Circuit to Vietnam’s winding Ha Giang Loop.

Fast Cover’s Motorcycle Pack is an optional extra available under our International policies that may provide cover to you for being the rider or passenger on a:

  • Motorcycle

  • Moped

  • Scooter.*

The Motorcycle Pack is available at an additional premium for Aussie travellers aged 74 and under at the date of policy issue when they purchase an International travel insurance policy.^

For more details visit our page on travel insurance for riding a motorcycle overseas and read our PDS for terms and conditions of cover for the Motorcycle Pack.

Exploring your hiking destination at your own pace? Whether you’re hiring a car for a road trip or exploring local towns between trekking tours, Fast Cover may be able to provide cover for your rental vehicle insurance excess.*

If your rental vehicle is in an accident, damaged or stolen during your trip overseas, Fast Cover can, depending on the policy chosen, provide additional cover of up to $8,000 for the rental vehicle excess component of your rental vehicle insurance with your car hire company overseas.*

The rental vehicle excess benefit applies to a:

  • Sedan, hatchback, or station wagon

  • Four-wheel drive or minibus/people mover

  • Campervan or motorhome (up to 4.5 tonnes)

rented from a licensed motor vehicle rental company (including vehicles rented from peer-to-peer carsharing platforms).*

For more details visit our page on rental vehicle excess cover and read our PDS for terms and conditions of cover for rental vehicle excess.

Are you travelling with high value items or hiking gear and worried they will get lost, stolen or damaged? If you would like to cover your valuable items for more than what they’re covered for under the standard luggage and personal effects terms and conditions, you can choose to specify them as a specified high value item for an additional premium.*

Below are some examples of items you may be able to specify as high value items, they will be specifically listed on your certificate of insurance to confirm cover.

  • Phone

  • Laptop

  • Camera

Please note specified high value items are only available on Comprehensive, Snow Sports Plus and Frequent Traveller Saver policies. Limits and sub-limits apply.*

For more details visit our page on travel insurance for luggage and personal effects and read our PDS on terms and conditions of cover for luggage and personal effects.

Setting voyage on a cruise?

If you are travelling on a cruise ship and wish to be covered for it, you must specify cruise cover at the time of purchase based on your destination and length of your cruise trip:

  • If you are travelling within Australian waters, the New Zealand or the South Pacific region for 1 night or more

  • If you are travelling on a cruise within Asia, Europe or Worldwide regions for 4 nights or more

By adding this option, your existing international travel insurance benefits will extend to when you’re on a cruise. This may provide cover for unexpected emergencies on-board the cruise ship where no support or reimbursement is provided by the cruise company.*

Fast Cover’s simple quote process can be completed online or over the phone to help you add cruise cover to your international travel insurance policy. Below is some of the information which may be needed to get a quote for cruise cover:

  1. Set Travel Dates: Tell us the travel dates you would like to be covered for.

  2. Select Who Needs Cover: Are you travelling solo, with a companion or with your family? Add all travellers to your policy.

  3. Going on a Cruise? Answer ‘Yes’ to ‘Are you going on a cruise?’

For more details, visit our page on travel insurance for cruises and read our PDS for terms and conditions of cover for travelling on cruise ships.

Pairing a winter hike with snow sports? Unexpected events at the snow can snowball into costly expenses. If you’re planning to ski or snowboard overseas, answer yes to ‘Will you be doing any snowsports?’ during your quote application. This gives you the option to purchase a “Snow Sports Plus” policy which can provide cover for costs associated with ski and snow sports.*

Below are some examples of things that may be covered in your snow sports benefits:

  • loss or theft of, or damage to snow sports equipment

  • for hiring replacement snow sports equipment that is necessary to continue with your original itinerary if snow sports equipment owned by you has been misdirected or delayed for a period of more than 24-hours, or has been accidentally damaged, lost or stolen during your trip

  • if you are injured or become sick during your trip and are unable to utilise the full duration of your pre-booked and pre-paid lift passes, snow sports equipment hire, or lessons, we will reimburse you the percentage amount of the unused portion for each insured person

  • the cost of transport and lift passes at an alternate ski resort

in conditions and circumstances covered under your policy and as per limits and sub limits set out in our PDS.*

The Snow Sports Plus policy is available at an additional premium for Aussie travellers aged 69 and under at the date of policy issue, when they purchase an International travel insurance policy.*

For more details visit our page on travel insurance for skiing and snowboarding and read our PDS for terms and conditions of cover for Snow Sports.

Got a big adventure planned during your hiking, trekking or tramping holiday? Fast Cover’s Adventure Pack covers an extra list of adrenaline-pumping activities to help you tick off your bucket list.*

Remember, hiking, trekking or tramping, peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist climbing equipment is not required is also an adventure activity. This means you’ll need to add on the Adventure Pack to ensure you have cover for this activity.

Examples of some activities that require the Adventure Pack include:

  • Abseiling

  • Outdoor rock climbing

  • Quad biking

  • Tandem parachuting and tandem skydiving

  • Sailing up to 15 nm from a land mass

  • Scuba diving up to 30 m

  • Water skiing, jet skiing, and speedboating

Conditions apply for activities under our Adventure Pack so make sure to read the PDS for full T&Cs.

The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus or Frequent Traveller Saver policy.*

For more details, visit our page on travel insurance for adventure activities.

Exploring your hiking destination on two wheels offers a unique and thrilling way to experience diverse landscapes from Nepal’s Annapurna Circuit to Vietnam’s winding Ha Giang Loop.

Fast Cover’s Motorcycle Pack is an optional extra available under our International policies that may provide cover to you for being the rider or passenger on a:

  • Motorcycle

  • Moped

  • Scooter.*

The Motorcycle Pack is available at an additional premium for Aussie travellers aged 74 and under at the date of policy issue when they purchase an International travel insurance policy.^

For more details visit our page on travel insurance for riding a motorcycle overseas and read our PDS for terms and conditions of cover for the Motorcycle Pack.

Exploring your hiking destination at your own pace? Whether you’re hiring a car for a road trip or exploring local towns between trekking tours, Fast Cover may be able to provide cover for your rental vehicle insurance excess.*

If your rental vehicle is in an accident, damaged or stolen during your trip overseas, Fast Cover can, depending on the policy chosen, provide additional cover of up to $8,000 for the rental vehicle excess component of your rental vehicle insurance with your car hire company overseas.*

The rental vehicle excess benefit applies to a:

  • Sedan, hatchback, or station wagon

  • Four-wheel drive or minibus/people mover

  • Campervan or motorhome (up to 4.5 tonnes)

rented from a licensed motor vehicle rental company (including vehicles rented from peer-to-peer carsharing platforms).*

For more details visit our page on rental vehicle excess cover and read our PDS for terms and conditions of cover for rental vehicle excess.

Are you travelling with high value items or hiking gear and worried they will get lost, stolen or damaged? If you would like to cover your valuable items for more than what they’re covered for under the standard luggage and personal effects terms and conditions, you can choose to specify them as a specified high value item for an additional premium.*

Below are some examples of items you may be able to specify as high value items, they will be specifically listed on your certificate of insurance to confirm cover.

  • Phone

  • Laptop

  • Camera

Please note specified high value items are only available on Comprehensive, Snow Sports Plus and Frequent Traveller Saver policies. Limits and sub-limits apply.*

For more details visit our page on travel insurance for luggage and personal effects and read our PDS on terms and conditions of cover for luggage and personal effects.

Setting voyage on a cruise?

If you are travelling on a cruise ship and wish to be covered for it, you must specify cruise cover at the time of purchase based on your destination and length of your cruise trip:

  • If you are travelling within Australian waters, the New Zealand or the South Pacific region for 1 night or more

  • If you are travelling on a cruise within Asia, Europe or Worldwide regions for 4 nights or more

By adding this option, your existing international travel insurance benefits will extend to when you’re on a cruise. This may provide cover for unexpected emergencies on-board the cruise ship where no support or reimbursement is provided by the cruise company.*

Fast Cover’s simple quote process can be completed online or over the phone to help you add cruise cover to your international travel insurance policy. Below is some of the information which may be needed to get a quote for cruise cover:

  1. Set Travel Dates: Tell us the travel dates you would like to be covered for.

  2. Select Who Needs Cover: Are you travelling solo, with a companion or with your family? Add all travellers to your policy.

  3. Going on a Cruise? Answer ‘Yes’ to ‘Are you going on a cruise?’

For more details, visit our page on travel insurance for cruises and read our PDS for terms and conditions of cover for travelling on cruise ships.

Pairing a winter hike with snow sports? Unexpected events at the snow can snowball into costly expenses. If you’re planning to ski or snowboard overseas, answer yes to ‘Will you be doing any snowsports?’ during your quote application. This gives you the option to purchase a “Snow Sports Plus” policy which can provide cover for costs associated with ski and snow sports.*

Below are some examples of things that may be covered in your snow sports benefits:

  • loss or theft of, or damage to snow sports equipment

  • for hiring replacement snow sports equipment that is necessary to continue with your original itinerary if snow sports equipment owned by you has been misdirected or delayed for a period of more than 24-hours, or has been accidentally damaged, lost or stolen during your trip

  • if you are injured or become sick during your trip and are unable to utilise the full duration of your pre-booked and pre-paid lift passes, snow sports equipment hire, or lessons, we will reimburse you the percentage amount of the unused portion for each insured person

  • the cost of transport and lift passes at an alternate ski resort

in conditions and circumstances covered under your policy and as per limits and sub limits set out in our PDS.*

The Snow Sports Plus policy is available at an additional premium for Aussie travellers aged 69 and under at the date of policy issue, when they purchase an International travel insurance policy.*

For more details visit our page on travel insurance for skiing and snowboarding and read our PDS for terms and conditions of cover for Snow Sports.

We provide cover for hiking in Australia! With our highest peak of 2228m being Mount Kosciuszko, you won’t need the Adventure Pack (unless you want to be covered for other adventure activities covered by the Adventure Pack like outdoor rock climbing). So, if you’re looking for travel insurance for trekking Mount Kosciuszko, hiking in Tasmania, the Blue Mountains, Snowy Mountains or any other hikes in Australia, our Domestic Plus policies can provide you with cover. Our domestic travel insurance for hiking in Australia does not provide medical or evacuation cover. If you’re injured or sick during your hike, you can use your Medicare or private health insurance.

Expeditions to or on the Kokoda Track/Trail are included as listed activities under the Adventure Pack. This means you’ can consider purchasing the Adventure Pack add-on with your Fast Cover travel insurance policy for the activity to be considered under your cover.

Whether a claim for this activity is payable will depend on your policy type, the specific circumstances, the type of expenses you’re claiming, and the policy terms, conditions, exclusions, limits and sub-limits.

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.

Hiking to Machu Picchu on the Inca Trail in Peru is undoubtedly one of the most popular hiking and trekking destination. The Inca Trail itself varies in altitude. For example, Machu Picchu peaks at approximately 2,430 m. Hiking, trekking or tramping at an altitude below 3,000 m without specialist equipment is covered under our list of Covered Sports and Leisure Activities. However, the Dead Woman’s Pass on the Inca Trail peaks at approximately 4215 m.

Hiking, trekking or tramping at an altitude between 3,000 m and up to 6,000 m without specialist equipment requires you to add on the Adventure Pack to your international policy. The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.* It might be worth considering adding the Adventure Pack to ensure you have cover for higher altitudes in case your travel plans change.

If you plan on hiking Mont Blanc you’ll need to do your own research to know the altitudes at which you will be hiking as the Mont Blanc massif itself varies in altitude. Some trails can peak at an altitude of 2,665. Hiking, trekking or tramping at an altitude below 3,000 m without specialist equipment is covered under our list of Covered Sports and Leisure Activities. However, if you’re hiking to the highest peak of approximately 4,810 m, you’ll need to take out the Adventure Pack.

Hiking, trekking or tramping at an altitude between 3,000 m and up to 6,000 m without specialist equipment requires you to add on the Adventure Pack to your international policy. The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.* It might be worth adding the Adventure Pack to ensure you have cover for higher altitudes in case your travel plans change.

Mt. Kilimanjaro has an altitude of approximately 5,895m, make sure to add the Adventure Pack to your travel insurance policy if you’ll be hiking, trekking or tramping at an altitude between 3,000 m and up to 6,000 m without specialist equipment. The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.* It might be worth adding the Adventure Pack to ensure you have cover for higher altitudes in case your travel plans change.

We provide cover for hiking in Australia! With our highest peak of 2228m being Mount Kosciuszko, you won’t need the Adventure Pack (unless you want to be covered for other adventure activities covered by the Adventure Pack like outdoor rock climbing). So, if you’re looking for travel insurance for trekking Mount Kosciuszko, hiking in Tasmania, the Blue Mountains, Snowy Mountains or any other hikes in Australia, our Domestic Plus policies can provide you with cover. Our domestic travel insurance for hiking in Australia does not provide medical or evacuation cover. If you’re injured or sick during your hike, you can use your Medicare or private health insurance.

Expeditions to or on the Kokoda Track/Trail are included as listed activities under the Adventure Pack. This means you’ can consider purchasing the Adventure Pack add-on with your Fast Cover travel insurance policy for the activity to be considered under your cover.

Whether a claim for this activity is payable will depend on your policy type, the specific circumstances, the type of expenses you’re claiming, and the policy terms, conditions, exclusions, limits and sub-limits.

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.

Hiking to Machu Picchu on the Inca Trail in Peru is undoubtedly one of the most popular hiking and trekking destination. The Inca Trail itself varies in altitude. For example, Machu Picchu peaks at approximately 2,430 m. Hiking, trekking or tramping at an altitude below 3,000 m without specialist equipment is covered under our list of Covered Sports and Leisure Activities. However, the Dead Woman’s Pass on the Inca Trail peaks at approximately 4215 m.

Hiking, trekking or tramping at an altitude between 3,000 m and up to 6,000 m without specialist equipment requires you to add on the Adventure Pack to your international policy. The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.* It might be worth considering adding the Adventure Pack to ensure you have cover for higher altitudes in case your travel plans change.

If you plan on hiking Mont Blanc you’ll need to do your own research to know the altitudes at which you will be hiking as the Mont Blanc massif itself varies in altitude. Some trails can peak at an altitude of 2,665. Hiking, trekking or tramping at an altitude below 3,000 m without specialist equipment is covered under our list of Covered Sports and Leisure Activities. However, if you’re hiking to the highest peak of approximately 4,810 m, you’ll need to take out the Adventure Pack.

Hiking, trekking or tramping at an altitude between 3,000 m and up to 6,000 m without specialist equipment requires you to add on the Adventure Pack to your international policy. The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.* It might be worth adding the Adventure Pack to ensure you have cover for higher altitudes in case your travel plans change.

Mt. Kilimanjaro has an altitude of approximately 5,895m, make sure to add the Adventure Pack to your travel insurance policy if you’ll be hiking, trekking or tramping at an altitude between 3,000 m and up to 6,000 m without specialist equipment. The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.* It might be worth adding the Adventure Pack to ensure you have cover for higher altitudes in case your travel plans change.

Cover for existing medical conditions

If you have any existing medical conditions, you may be able to apply to include cover for them. Our simple medical screening process can be completed online or over the phone to help you find out if your condition can be covered.

Select who needs cover

Once you've added all travellers, to your policy, you can select those who wish to add cover for any existing medical conditions.

Take a medical screening

Answer a few questions online or over the phone about your health history. This helps us determine if your condition can be covered.

Choose to add cover

We'll let you know if we can provide cover for any existing medical conditions. You can then choose to add it to your policy.

Insurance cover options

At Fast Cover, we have a range of coverage options available for your overseas trip. The options below are a summary of some of the benefits available under the various policies, please see the PDS for full details.

Insurance cover options

At Fast Cover, we have a range of coverage options available for your overseas trip. The options below are a summary of some of the benefits available under the various policies, please see the PDS for full details.

Comprehensive

Standard Saver

Basics (medical only)

Domestic Plus

Snow Sports Plus

Frequent Traveller Saver

Becoming unexpectedly sick or injured could force you to cancel your hiking or trekking trip. Rescheduling a cancelled holiday and dealing with lost deposits and non-refundable tours, flights and accommodation can become stressful and expensive. Consider if your hiking travel insurance can provide cover for trip cancellation expenses.

If you need to cancel your trekking holiday due to an existing medical condition, you could be left out-of-pocket for non-refundable pre-paid trip bookings. You may wish to check if your travel insurance for hiking and trekking can provide cover for trip cancellation expenses if you need to cancel your trip due to your existing medical condition.

If your scheduled transport to your trekking tour is cancelled, delayed, shortened or diverted, you could risk spending thousands of dollars on additional transport to make it to your special events on time. Worse yet, you could miss out on special events you’ve already booked and paid for. Consider if your travel insurance can provide cover for special event transport expenses.

Consider if your international travel insurance for hiking can provide cover if you get sick or injured during your trek and incur overseas emergency medical and hospital expenses for sprains, cuts, hypothermia, dehydration and altitude sickness. Check if your travel insurance can provide emergency evacuation and repatriation if you become injured on your trekking tour.

Hiking gear and equipment can be expensive. Check if your hiking travel insurance can provide cover for your luggage and personal items and if there are options to increase coverage for specified high value items for an additional premium.

This is a summary only and does not cover all situations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD to determine whether travel insurance is right for you before buying.

Becoming unexpectedly sick or injured could force you to cancel your hiking or trekking trip. Rescheduling a cancelled holiday and dealing with lost deposits and non-refundable tours, flights and accommodation can become stressful and expensive. Consider if your hiking travel insurance can provide cover for trip cancellation expenses.

If you need to cancel your trekking holiday due to an existing medical condition, you could be left out-of-pocket for non-refundable pre-paid trip bookings. You may wish to check if your travel insurance for hiking and trekking can provide cover for trip cancellation expenses if you need to cancel your trip due to your existing medical condition.

If your scheduled transport to your trekking tour is cancelled, delayed, shortened or diverted, you could risk spending thousands of dollars on additional transport to make it to your special events on time. Worse yet, you could miss out on special events you’ve already booked and paid for. Consider if your travel insurance can provide cover for special event transport expenses.

Consider if your international travel insurance for hiking can provide cover if you get sick or injured during your trek and incur overseas emergency medical and hospital expenses for sprains, cuts, hypothermia, dehydration and altitude sickness. Check if your travel insurance can provide emergency evacuation and repatriation if you become injured on your trekking tour.

Hiking gear and equipment can be expensive. Check if your hiking travel insurance can provide cover for your luggage and personal items and if there are options to increase coverage for specified high value items for an additional premium.

This is a summary only and does not cover all situations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD to determine whether travel insurance is right for you before buying.

Are you planning on hiking, trekking or tramping, at high altitudes?

At Fast Cover, hiking, trekking and tramping peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist climbing equipment is not required is considered an adventure activity. To be covered, you'll need to add the Adventure Pack for an additional premium, available to travellers aged 74 and under. Before you go, make sure your travel insurance covers hiking, trekking or tramping at your planned altitude, and check for any age limits or other conditions that apply.

Will you be renting a vehicle to explore between your trekking tours?

You may wish to check whether your travel insurance provides cover for the rental vehicle excess component of the rental vehicle insurance with your car hire company overseas in case your rental vehicle is in an accident, damaged or stolen during your trekking trip abroad.

Will you be riding or be a passenger on a motorcycle, moped or scooter while overseas?

You may wish to check whether the policy provides cover for injuries resulting from those activities, and what conditions (such as licensing requirements or helmet use) may apply.

Have you booked your hiking or trekking tours, accommodation or flights?

You may wish to consider whether your travel insurance includes cancellation cover in case you can’t travel due to an unforeseen circumstance such as an unexpected illness or injury.

Are you planning a solo hike, a family day out on the school holidays or perhaps you’re embarking on a memorable trek with your best mate?

You may wish to check whether the travel insurance policy provides cover for singles, couples and families. Consider how the policy benefits and benefit limits apply to all travellers listed on the Certificate of Insurance.

This is a summary only and does not cover all considerations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD before buying.

Are you planning on hiking, trekking or tramping, at high altitudes?

At Fast Cover, hiking, trekking and tramping peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist climbing equipment is not required is considered an adventure activity. To be covered, you'll need to add the Adventure Pack for an additional premium, available to travellers aged 74 and under. Before you go, make sure your travel insurance covers hiking, trekking or tramping at your planned altitude, and check for any age limits or other conditions that apply.

Will you be renting a vehicle to explore between your trekking tours?

You may wish to check whether your travel insurance provides cover for the rental vehicle excess component of the rental vehicle insurance with your car hire company overseas in case your rental vehicle is in an accident, damaged or stolen during your trekking trip abroad.

Will you be riding or be a passenger on a motorcycle, moped or scooter while overseas?

You may wish to check whether the policy provides cover for injuries resulting from those activities, and what conditions (such as licensing requirements or helmet use) may apply.

Have you booked your hiking or trekking tours, accommodation or flights?

You may wish to consider whether your travel insurance includes cancellation cover in case you can’t travel due to an unforeseen circumstance such as an unexpected illness or injury.

Are you planning a solo hike, a family day out on the school holidays or perhaps you’re embarking on a memorable trek with your best mate?

You may wish to check whether the travel insurance policy provides cover for singles, couples and families. Consider how the policy benefits and benefit limits apply to all travellers listed on the Certificate of Insurance.

This is a summary only and does not cover all considerations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD before buying.

We automatically cover you for hiking, trekking or tramping, peaking at altitudes below 3,000 metres, where specialist climbing equipment is not required. However, if you wish to go hiking, trekking or tramping, peaking at altitudes between 3,000 metres to 6,000 metres (not higher) but only where specialist climbing equipment is not required, you may consider our add-on Adventure Pack.

The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.*

For example, if you plan on hiking up to 4,500m, and don’t take out the Adventure Pack, there’s no cover for any claims that may arise from you hiking between 3,000m and 6,000m.

We can only provide cover if you’re hiking, trekking or tramping as an amateur. If you’re hiking, trekking or tramping professionally or in a competition, our travel insurance for hiking may not be the right one for you. You may wish to consider cover from a specialist trekking company to provide you with cover.

There’s no cover if you need to use specialist climbing equipment for hiking, trekking or tramping.

There’s no cover for any equipment that you rent for your hiking, trekking or tramping. Maybe you can check with your rental company if they’re able to provide cover for the rental equipment.

Climbing mountains requires specialist climbing equipment, which isn’t something that we can provide cover for. You may wish to consider cover for this type of trip with a specialist company.

Perhaps the weather on your trekking tour was disappointing or the tour itinerary didn’t live up to your expectations. Whatever the reason you’re unhappy with how your hiking or trekking holiday has shaped up, your travel insurance policy is not intended to compensate you because you didn’t enjoy your time.

If you’re hiking, trekking or tramping in Australia and become sick or injured during, you may be able to use your Medicare and private health insurance. There’s no medical or evacuation cover under our Domestic Plus policies.

If you become injured while breaking the law on your trip, there are various conditions and exclusions that may apply which means you may not be covered. For example, this may include trespassing, hiking without the appropriate permit if it is legally required, riding a motorcycle without the required helmet, or while under the influence of drugs or alcohol.

We automatically cover you for hiking, trekking or tramping, peaking at altitudes below 3,000 metres, where specialist climbing equipment is not required. However, if you wish to go hiking, trekking or tramping, peaking at altitudes between 3,000 metres to 6,000 metres (not higher) but only where specialist climbing equipment is not required, you may consider our add-on Adventure Pack.

The Adventure Pack is available at an additional premium as an optional cover for Aussie travellers aged 74 and under (at the date of policy issue) when they purchase a Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus or Frequent Traveller Saver policy.*

For example, if you plan on hiking up to 4,500m, and don’t take out the Adventure Pack, there’s no cover for any claims that may arise from you hiking between 3,000m and 6,000m.

We can only provide cover if you’re hiking, trekking or tramping as an amateur. If you’re hiking, trekking or tramping professionally or in a competition, our travel insurance for hiking may not be the right one for you. You may wish to consider cover from a specialist trekking company to provide you with cover.

There’s no cover if you need to use specialist climbing equipment for hiking, trekking or tramping.

There’s no cover for any equipment that you rent for your hiking, trekking or tramping. Maybe you can check with your rental company if they’re able to provide cover for the rental equipment.

Climbing mountains requires specialist climbing equipment, which isn’t something that we can provide cover for. You may wish to consider cover for this type of trip with a specialist company.

Perhaps the weather on your trekking tour was disappointing or the tour itinerary didn’t live up to your expectations. Whatever the reason you’re unhappy with how your hiking or trekking holiday has shaped up, your travel insurance policy is not intended to compensate you because you didn’t enjoy your time.

If you’re hiking, trekking or tramping in Australia and become sick or injured during, you may be able to use your Medicare and private health insurance. There’s no medical or evacuation cover under our Domestic Plus policies.

If you become injured while breaking the law on your trip, there are various conditions and exclusions that may apply which means you may not be covered. For example, this may include trespassing, hiking without the appropriate permit if it is legally required, riding a motorcycle without the required helmet, or while under the influence of drugs or alcohol.

Compare travel insurance benefits

Depending on the level of cover you take out with your travel insurance policy, Fast Cover can provide you with different benefits to suit your travel plans, helping you to better prepare for and deal with unexpected medical and financial circumstances on your hiking, trekking or tramping trip. Compare our travel insurance policies and benefits below.

Benefits
Basics
Standard Saver
Comprehensive
Important information

The table below is only a summary of benefits.

Each level of cover is subject to full policy terms, conditions, limits, sub-limits, and exclusions as per our PDS available on our website.

Benefit limits shown apply per person for both Singles and Duo policies.

1 Cover under these benefits are excluded while travelling within Australia.

2 These benefit limits are shared between travellers under a Family policy. This means the benefit amount is for the whole family to be used together, not for each person separately.

3 These benefit limits are shared between Duo policy holders.

If you hold a Frequent Traveller Saver policy, the benefit limits apply to the combined total of all claims made by all covered travellers (including an accompanying spouse/partner and dependants) listed on the Certificate of Insurance.

Medical benefits
4 benefits
4 benefits
8 benefits
Overseas 24/7 Emergency Medical Assistance1Sub limits apply
Unlimited
Unlimited
Unlimited
Overseas Emergency Medical & Hospital Expenses1
Unlimited
Unlimited
Unlimited
Overseas Emergency Dental1
$500
$750
$1,000
Overseas Emergency Evacuation & Repatriation1Sub limits apply
Unlimited
Unlimited
Unlimited
Overseas Hospital Cash Payment1Sub limits apply
$5,000
Accidental DeathSub limits apply
$25,000
Permanent Disability1Sub limits apply
$50,000
Loss of Income1Sub limits apply
$10,400
Financial benefits
2 benefits
7 benefits
11 benefits
Snow sports benefits
No cover
No cover
No cover
COVID-19 benefits
1 benefits
2 benefits
2 benefits

Compare travel insurance benefits

Depending on the level of cover you take out with your travel insurance policy, Fast Cover can provide you with different benefits to suit your travel plans, helping you to better prepare for and deal with unexpected medical and financial circumstances on your hiking, trekking or tramping trip. Compare our travel insurance policies and benefits below.

Basics
Standard Saver
Important information

The table below is only a summary of benefits.

Each level of cover is subject to full policy terms, conditions, limits, sub-limits, and exclusions as per our PDS available on our website.

Benefit limits shown apply per person for both Singles and Duo policies.

1 Cover under these benefits are excluded while travelling within Australia.

2 These benefit limits are shared between travellers under a Family policy. This means the benefit amount is for the whole family to be used together, not for each person separately.

3 These benefit limits are shared between Duo policy holders.

If you hold a Frequent Traveller Saver policy, the benefit limits apply to the combined total of all claims made by all covered travellers (including an accompanying spouse/partner and dependants) listed on the Certificate of Insurance.

Medical benefits
Overseas 24/7 Emergency Medical Assistance1Sub limits apply
Unlimited
Unlimited
Overseas Emergency Medical & Hospital Expenses1
Unlimited
Unlimited
Overseas Emergency Dental1
$500
$750
Overseas Emergency Evacuation & Repatriation1Sub limits apply
Unlimited
Unlimited
Overseas Hospital Cash Payment1Sub limits apply
Accidental DeathSub limits apply
Permanent Disability1Sub limits apply
Loss of Income1Sub limits apply
Financial benefits
Snow sports benefits
COVID-19 benefits

Need cover for hiking, trekking or tramping?

Need cover for hiking, trekking or tramping?

Where will your next trail lead you?

Discover hiking and trekking travel insurance for your next adventure from Nepal’s Everest Base Camp to Papua New Guinea’s Kokoda Track and Peru’s Inca Trail.

Where will your next trail lead you?

Discover hiking and trekking travel insurance for your next adventure from Nepal’s Everest Base Camp to Papua New Guinea’s Kokoda Track and Peru’s Inca Trail.

Got a question?

Is hiking, trekking or tramping covered under my travel insurance policy?

Can I get travel insurance for hiking up to 3000m?

Do I need a guide if I am hiking above 3,000 metres?

Is there travel insurance for hiking above 4000 m?

How can I buy travel insurance for hiking up to 6000m?

When should I buy my travel insurance for high altitude trekking?

What is considered specialist climbing equipment?

Am I covered if I need to use specialist climbing equipment for my trek?

Is mountaineering covered?

How can I compare trekking insurance?

What is the best travel insurance for trekking in Nepal?

Can I get trekking travel insurance with helicopter rescue?

If I hike up to altitudes over 6,000m, but have an accident below 6,000m, am I covered?

Does Fast Cover travel insurance include emergency medical evacuation while hiking in Australia?

Am I covered if I am travelling to a destination located more than 3,000 metres in altitude, but I am not hiking?

Got a question?

Is hiking, trekking or tramping covered under my travel insurance policy?

Can I get travel insurance for hiking up to 3000m?

Do I need a guide if I am hiking above 3,000 metres?

Is there travel insurance for hiking above 4000 m?

How can I buy travel insurance for hiking up to 6000m?

When should I buy my travel insurance for high altitude trekking?

What is considered specialist climbing equipment?

Am I covered if I need to use specialist climbing equipment for my trek?

Is mountaineering covered?

How can I compare trekking insurance?

What is the best travel insurance for trekking in Nepal?

Can I get trekking travel insurance with helicopter rescue?

If I hike up to altitudes over 6,000m, but have an accident below 6,000m, am I covered?

Does Fast Cover travel insurance include emergency medical evacuation while hiking in Australia?

Am I covered if I am travelling to a destination located more than 3,000 metres in altitude, but I am not hiking?

Things you need to know
Things you need to know
Things you need to know

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By submitting, you accept our Privacy Policy. Phone number may be used to contact you by telephone call, SMS and WhatsApp.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.