On 28 February 2026, Israel, the US and other allies began a major military operation on targets within Iran. Iran has retaliated and has struck areas of the UAE, Qatar, Dubai, Bahrain and direct missiles at Israel. The main airport in Dubai has also been struck by a missile. This has led to the closure of airspace throughout the Middle East which has directly impacted international flights to Qatar and the UAE. Smart traveller is advising that there may be travel disruptions within the region and globally, including airspace closures and flight cancellations.

What to do

1. Follow local government and media advice.

2. Contact your airline, cruise company, travel agent, booking provider etc as they should be able to provide immediate help with rescheduling or providing you with your options.

3. Check Smartraveller website and Facebook.

4. Do you need to submit a claim for this event?

5. Question or enquiries?

• Visit: Frequently Asked Questions

• Phone: 1300 409 322 (9am and 5pm Sydney time, Monday to Saturday excluding Public Holidays)

• Email: info@fastcover.com.au 

6. If you are overseas and need emergency medical help, contact our Emergency Assistance team. 

• Phone: +61 2 8320 7999

• E-mail: emergency@fastcover.com.au

7. 24-hour Australian Government Consular Assistance for travellers overseas: 

• Phone: +61 2 6261 3305

• SMS: +61 421 269 080

Am I covered for this event?

The below General Exclusion can be found in the Fast Cover Travel Insurance product disclosure statement of 22 March 2025, which may apply to this event, depending on your circumstances:

To the extent permissible by law, We will not pay under any circumstances if:

16. Your claim Arises from any act of war, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power.

Check your Certificate of Insurance for your level of cover and the PDS for policy terms and conditions, as cover may not be available due to policy exclusions. You can download your Certificate and PDS by logging into your policy. We will assess each claim on a case-by-case basis.

How do I make a claim?

• Contact your airline, cruise company, tour company, travel agent or travel provider for help rescheduling or alternative travel arrangements if you are currently travelling.

• Before you submit a claim, contact your airline, cruise company, tour company, travel agent or travel provider and request a refund, credit or compensation.

• Request and keep your receipts and any other supporting documentation e.g. travel provider cancellation emails/letters. If you are claiming for additional meal, accommodation, and travel costs, please ensure you retain copies of all of your expense receipts.

• Take measures to act in a responsible way to protect yourself and do everything you can to reasonably reduce your loss as much as possible.

General advice

For details about what your policy covers, please refer to your PDS. Policy terms, conditions, limits, sub limits and exclusions may apply under your policy. 

We will assess all claims in accordance with your PDS and your Certificate of Insurance. Your cover will depend on the type of plan you purchased and your particular circumstances.