Annual Multi-Trip Travel Insurance Australia

What does multi-trip travel insurance cover?

At Fast Cover, multi-trip insurance is available to provide cover under a range of benefits to help you deal with and take steps to be prepared for many unexpected and unforeseen circumstances that may arise before or during your trips.

This is a summary only. Terms, conditions, exclusions and limits apply. Not all benefits apply to all policies. Read the PDS and TMD before buying.

Unexpected natural disaster or unexpected illness can quickly derail travel plans, and your pre-paid bookings can add up. Fast Cover’s Trip Cancellation Expenses benefit may help reimburse the non-refundable portion of your prepaid travel costs, such as flights, accommodation, or tours, if you’re required to cancel due to a covered event.*

You can select the date you want your annual multi-trip travel insurance to start. Your cancellation benefit will begin from the start date you select, not the date you purchase the policy. This allows you to set your cover to begin when you need it most for your upcoming trips.*

Flight delays can happen especially when you travel often. If your pre-booked transport is cancelled and rescheduled or delayed due to a covered event, Fast Cover’s Travel Delay Expenses benefit may reimburse the reasonable cost of additional meals and accommodation.*

Our Travel Delay Expenses benefit may be able to provide cover for the reimbursement of reasonable additional meals and accommodation expenses up to $200 for each traveller (excluding dependants) for each 24-hour period if your scheduled transport is delayed for at least 6 hours from the time your transport was scheduled to depart.*

Frequent travellers know that severe weather events, natural disasters, or airline strikes can unexpectedly disrupt travel plans. If your scheduled or connecting transport is cancelled, delayed, shortened or diverted due to a covered event that occurs after your Certificate of Insurance is issued, our Trip Disruption Expenses benefit may help cover the reasonable cost of additional accommodation and travel arrangements you need to continue your journey.*

Our Trip Disruption Expenses benefit is available to provide cover for the reimbursement of your reasonable additional travel, accommodation and meal expenses which you cannot recover from any other source, if a disruption to your trip occurs during your trip which is outside of your control and arises from the reasons covered by your policy and explained in the PDS.*

Whether it’s a lost suitcase on a weekend getaway or a stolen laptop on a business trip, luggage mishaps can happen anytime. Fast Cover’s multi-trip travel insurance provides cover for your luggage and personal items including phones, cameras, and laptops if they are lost, stolen, or accidentally damaged in a covered situation.*

Limits and sub-limits apply to how much you can claim for each item. Conditions including situations in which we would provide cover apply.*

If you become unexpectedly sick or injured while travelling overseas, getting emergency medical help overseas can make all the difference. Fast Cover may be able to provide cover for the reasonable cost of getting you to the nearest hospital or even flying you back to Australia, in circumstances covered under your policy.*

This cover might be especially valuable for cruise travellers, where a medical evacuation from a ship may be required. With cruise cover automatically included in Frequent Traveller Saver policy, you'll have cover if you need to be transferred off a ship to a hospital on shore or brought back home to for treatment depending on your circumstances.*

An unexpected trip to a hospital overseas is the last thing you want on your itinerary. If you’re struck with Bali Belly, break a bone in the US, or need surgery in Europe, Fast Cover may be able to help with overseas emergency medical and hospital expenses in circumstances covered under your policy.*

Fast Cover’s multi-trip travel insurance cover can provide cover against the financial burden of reasonable and unexpected medical treatment, hospital stays, and prescribed medications you may need while overseas due to illness or injury, where these costs are not otherwise reimbursed.*

For cruise holidays, the same cover applies. An unplanned visit to the on-board doctor is never ideal, but if you become unexpectedly sick or injured while on your overseas cruise or on-board an Australian cruise, this benefit can provide cover for the medical expenses you incur to see the ship’s doctor, in situations covered under your policy. However, this benefit does not extend to medical expenses or transportation provided on land in Australia.*

Even experienced travellers can encounter unexpected medical emergencies while travelling. We’re here to help with Aussie based support when you need it most. Fast Cover’s Aussie based team of experts are available to provide 24/7 support for overseas medical emergencies wherever you are, depending on your situation and location.*

Depending on your circumstances, Fast Cover’s Emergency Medical Assistance team may be able to assist you during unexpected medical emergencies overseas by:

Locating and arranging overseas medical treatment or hospital admission
Coordinating approved medical evacuation or repatriation
Providing guidance on accessing local medical support services*