Single Travel Insurance for Solo Travellers

What does Fast Cover’s Single travel insurance policy cover?

Fast Cover’s Single travel insurance provides a range of benefits designed to help protect solo travellers from many unforeseen events that can occur before or during your trip, whether you’re heading overseas or travelling within Australia. While the benefits available depend on the level of cover you choose, here are examples of benefits that may be included in a Single travel insurance policy.

This is a summary only. Terms, conditions, exclusions and limits apply. Not all benefits apply to all policies. Read the PDS and TMD before buying.

Cancelled holidays can be both disappointing and expensive, especially if you have paid for flights, accommodation, or tours. If you become unexpectedly ill, injured, or experience another covered event under your policy that forces you to cancel your trip, Fast Cover’s Trip Cancellation Expenses benefit may reimburse the non-refundable costs you’ve already paid.*

At Fast Cover, you can buy Single travel insurance up to 12 months before your departure date, allowing you to cover pre-paid trip costs even before you book your flights or accommodation.

Cover for missing, lost or accidentally damaged luggage and personal items such as laptops, cameras, and phones is automatically included with all Fast Cover policies except our Basics policy, giving solo travellers who pack light or travel on a tighter budget the option to add this cover if they need it.*

Benefit limits and sub-limits apply to how much can be claimed for each item, and conditions set out when and how cover applies. For full details, it’s important to read the PDS to understand your entitlements and any exclusions that may apply.

Travel delays can happen for many reasons. If your pre-booked transport is cancelled and reschedules, or delayed due to an event covered by your policy, Fast Cover’s Travel Delay Expenses benefit is available to reimburse you for the reasonable cost of extra meals and accommodation.*

This benefit can provide cover of up to $200 for each traveller (excluding dependants) for each 24-hour period if your scheduled transport is delayed for at least 6 hours from the time your transport was scheduled to depart, due to circumstances outside your control.*

With Fast Cover’s Single travel insurance for overseas trips, you’ll have access to our Australian-based Emergency Assistance team, available 24/7.*

Depending on your situation, Fast Cover’s Emergency Medical Assistance team may be able to assist you during unexpected medical emergencies overseas by:

Locating and arranging overseas medical treatment or hospital admission,
Coordinating approved medical evacuation or repatriation, and
Providing guidance on accessing local medical support services.*

Medical care overseas can be costly and daunting, especially for solo travellers. Fast Cover’s Single travel insurance is designed to help with the financial impact of unexpected illness or injury while overseas.

Fast Cover may be able to provide cover for overseas emergency medical and hospital expenses if you become unexpectedly ill or injured while on your trip. This may include reasonable medical treatment, hospitalisation costs, or related medical expenses covered under your policy that you incur during your trip and are not reimbursed elsewhere.*

If you experience a serious medical emergency while travelling, you might need to be medically transported or evacuated to the nearest hospital for emergency medical treatment or even be repatriated back to Australia for treatment with appropriate medical supervision.*

Our Single travel insurance policies for international travel are available to provide solo travellers with cover for the reasonable additional accommodation and travel expenses, cost of medical transfer, evacuation or repatriation when these services are approved under your policy. All medical evacuations and repatriations must be arranged and approved by Fast Cover before they take place.*