Tap water

Tap water is generally safe to drink in most European countries, though some regions may have different water quality standards. Check local recommendations and consider bottled water if you have sensitive digestion.

Pollution

Air quality in major European cities can vary, with some urban areas experiencing higher pollution levels that may affect those with respiratory conditions.

Insect-borne illnesses

Tick-borne diseases like Lyme disease can occur in forested areas. Use insect repellent and check for ticks after outdoor activities in rural regions.

Seasonal allergies

Pollen levels can be high during spring months, particularly affecting those with hay fever. Pack appropriate medication if you suffer from seasonal allergies.

Altitude-related illness

Mountain regions in the Alps and other elevated areas may cause altitude sickness for some travellers. Ascend gradually and stay hydrated when visiting high-altitude destinations.

Heat stroke

Many European countries may experience heat waves during summer. Limit extensive sun exposure during heatwaves and take steps to stay hydrated and avoid heat stroke, particularly for children and senior travellers. Local authorities may issue health warnings during heatwave periods that can affect outdoor activities and transportation systems.

Reciprocal health care agreements with European countries

Australia has Reciprocal Health Care Agreements (RHCA) with some European countries including: 

• Belgium

• Finland

• Italy

• Malta 

• the Netherlands 

• Norway 

• the Republic of Ireland

• Slovenia 

• Sweden 

• the United Kingdom

Fast Cover's medical benefits

Fast Cover’s international travel insurance policies include:

• overseas 24/7 emergency medical assistance,

• overseas emergency medical and hospital expenses,

• overseas emergency dental, and

• overseas emergency medical evacuation and repatriation

to help cover you if you become unexpectedly injured or sick while in Europe.*

Travel insurance for existing medical conditions

If you have an existing medical condition, Fast Cover may be able to provide some cover.* You’ll need to complete a medical screening process online or call our Aussie based sales team. To find out more about our medical screening process, and how the policy will apply in relation to an existing medical condition, please read and consider the PDS for eligibility criteria, terms, conditions, exclusions, limits and sub limits that apply.

Check the country's medication regulations

Verify that your prescription medications are legal in your European destinations. Some controlled substances allowed in Australia may be restricted in European countries.

Obtain a permit for restricted medications

If you carry controlled medications, consult the relevant government health body of your destination country to determine if special permits are required.

Carry documentation

Always travel with original prescription labels, a letter from your doctor explaining your medical needs and keep medications in their original packaging.

Travel limits

Bring the amount of medication you will need for your stay in Europe or the specific country you are visiting, ensuring the amount of medication matches what’s stated on your prescription and documentation.