1. Know the laws: what can you legally take?

Not all countries are as laid-back about medications as we are Down Under. Some common prescriptions in Australia might be considered illegal or controlled substances elsewhere. For example: 

• Amphetamines (often used for ADHD) 

• Medical marijuana/cannabis 

• Opioid painkillers like codeine 

• Medication with pseudoephedrine (common in cold and flu tablets) 

• Sleeping pills and anti-anxiety meds 

Before you pack, check the rules for your destination. A good starting point is contacting the consulate or embassy of the country you're visiting. They can give you the lowdown on what's allowed and if you need any special permits. 

2. Bring your prescription and a doctor's note

Always travel with your prescription and a letter from your doctor. The letter should state: 

• The medication name and dosage 

• The purpose (personal use) 

• Your doctor's contact information 

This documentation can be a lifesaver if customs or local authorities ask questions. Plus, it helps if you need to replace your meds abroad. 

3. Does travel insurance cover your medication?

It’s important to consider travel insurance, but what about your prescription meds? You will need to review the individual policies to check out what cover is available under the policy benefits for claims relating to prescription meds. Fast Cover's range of policies can help cover overseas emergency medical and hospital expenses, but for medication, this will depend on the policy chosen. Some things to consider when purchasing a policy may include but is not limited to: 

• Cover for existing conditions  (check out the policy terms and conditions as to whether you need to disclose your pre-existing medical conditions and go through our simple online medical screening process); 

• Cover for replacement of lost or stolen medication; 

• Cover for visits to a local doctor. 

For more details on coverage, check out our travel insurance policy options. Make sure you check out the terms, conditions, exclusions and limits that apply in relation to taking medication overseas, for example, customers must take care to reasonably always protect and secure their luggage and personal effects. 

Remember, while some countries have reciprocal health care agreements with Australia, these often don't cover medication costs.  

It's important to check if your travel insurance has the coverage you need as everyone’s circumstances are different.

4. Renewing a prescription while abroad

Running out of medication in a foreign country can be stressful. If you're travelling for an extended period, remember to plan ahead. You may not be able to refill your script overseas, especially if it's not a common medication in that country. 

Here are some tips: 

• Bring extra medication: Always pack more than you think you'll need. You know what they say, better safe than sorry! 

• Split your supply: Keep some in your carry-on and some in your checked luggage, just in case. 

• Know local laws: Some places might not refill a prescription from overseas without a local doctor's approval. 

5. Packing tips for your medication

When packing, keep these tips in mind: 

• Original packaging: Always carry medication in its original packaging with the pharmacy label. 

• Separate storage: Don’t keep all your medication in one bag—split it up to avoid losing everything if one bag goes missing. 

• Carry-on essentials: Always carry essential medications in your carry-on, especially if you have a chronic condition. 

6. Cultural considerations and stigma

Different countries have different attitudes toward certain conditions and medications. For example, mental health medications might be stigmatized in some places. Be discreet and respectful of local customs, even if you don’t agree with them. Research your destination’s attitudes and be prepared to explain your medication if necessary. 

7. Medical equipment and mobility aids

If you travel with medical equipment or mobility aids, like wheelchairs or CPAP machines, check with your airline or cruise line for any possible restrictions.  

Some key points include: 

• Battery-operated devices: Make sure they comply with airline regulations. 

• Assistance animals: Check if they are allowed and what paperwork is needed. 

• Sharps disposal: If you use needles, like insulin syringes, know how to dispose of them properly. 

For more tips, read our seniors health and safety guide.

8. Making emergency plans

Always have a backup plan. Talk to your travel companions and emergency contact listed on your policy about your medical needs and what to do in case of an emergency. Know the local emergency numbers and how to get to the nearest hospital or clinic. 

Travelling with prescription medication requires a bit of extra planning, but it's worth it to ensure a smooth trip. From checking legalities to packing smart, being prepared can save you from a lot of hassle. And remember, a good travel insurance policy can help you provide some added tranquillity, knowing you have some protection in place if things go wrong. 

So, pack those meds, grab your sunnies, and get ready for an adventure!  

Happy travels and remember - stay safe and well-prepared! 

Maximum age limit 89 years of age at the time of policy purchase, however, age limit may vary depending on the type of policy chosen and cover required. Any advice is general only and does not take into account your personal objectives, financial situation or needs. Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which product is right for you.