Australia’s Reciprocal Health Care Agreement (RHCA) with New Zealand provides cover for certain medical costs.  

In order for the RHCA to cover your medical costs in New Zealand, medical care must be:  

• Medically necessary care that can’t wait until you get home to Australia, and 

• Within 2 years after you arrive to New Zealand. 

The RHCA with New Zealand covers the following types of medical costs:  

• Hospital care, 

• Maternity services, and 

• Pharmaceuticals. 

The RCHA with New Zealand does not cover the following types of medical costs:  

• Care from a GP or other primary care, 

• The full cost of medicines a GP prescribes - you’ll pay part of the cost of these, and 

• Ambulance travel. 

Keep in mind, Fast Cover’s travel insurance policy will not pay for the cost of medical care that is covered by the RHCA between Australia and New Zealand. 

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.  

Any advice is general advice only and does not take into account your individual objectives, financial situation or needs. Consider the PDS as eligibility criteria, policy terms, conditions, exclusions and limits apply.