Our PDS provides that you must do off-piste skiing with a professional snow sports instructor which is defined in our PDS.

This is because we require that they (must) have been trained in all aspects of backcountry and avalanche safety and are familiar with the areas they are guiding and instructing in, and they hold the required insurances and permits to guide groups in backcountry areas on a commercial basis.

Even if you are a professional snow sports instructor or your friend is, you must still do the activity with another paid local professional snow sports instructor to have cover for:

• Off-piste skiing or snowboarding

• Backcountry skiing and snowboarding

• Cat skiing and snowboarding

• Glacier skiing and snowboarding

• Heli-skiing and snowboarding (provided by a commercial operator and available to the general public only)

For all claims under this cover, the Claims team will assess your claim and make a decision based on your personal circumstances.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Related Articles

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