Is my wheelchair covered while I’m travelling?

Your wheelchair can be considered as part of your Luggage and Personal Effects. It’s treated as an unspecified item, which means it has a limit of up to $750 under the standard limits. If you’d like higher protection, you can choose to list it as a Specified high value item for an additional premium, with cover available up to a maximum of $5000. Please note that specified high value items benefit is only available on Comprehensive, Snow Sports Plus, and Frequent Traveller Saver policies.

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.

What is an Unspecified item under my policy?
What should I do if my luggage goes missing while I’m travelling?
What does it mean when an item is considered ‘Unsupervised’?

Updated on

22 March 2026

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Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

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