I’ve received a quote but can’t see the excess, how do I check, and what options are available?

If you buy your policy before leaving Australia, you can usually choose from $500, $200, or $100 excess options. A lower excess generally means a higher premium. The selected excess applies to most claims, although some sections of the policy may have different rules.

If you purchase a policy while already overseas, the excess is fixed at $500 and cannot be changed.

To check your chosen excess, review your quote summary or your Certificate of Insurance (if you’ve already purchased). You can also log into your policy online or contact us at info@fastcover.com.au or 1300 409 322 for help.

Can I take out a policy if I'm between the ages of 80 - 89?
What is an Excess?

Updated on

28 September 2025

I have been charged for accidentally damaging the benchtop in the apartment that I rented. Can I claim?

Can I claim for kennel and cattery services in Australia because my travel home was delayed?

Does my travel insurance policy end if I claim for disruption expenses while I’m still overseas?

If I am overseas and I claim for cancellation expenses for a trip which is within my travel dates, does my policy end?

How much can I claim if my trip is disrupted and I have to return home?

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

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