We consider a ‘cruise ship’ to be a commercially operated ocean-going vessel that is licensed to carry paying passengers, has on-board accommodation and a trained medical practitioner or staff trained and accredited in advanced first aid (or the equivalent level in the country that you are travelling in).  

You must specify Cruise cover at time of purchase if you will be travelling on a cruise ship and you are cruising in:  

• Australian waters, the New Zealand or the South Pacific Region for 1 night or more, or  

• Asia, Europe or Worldwide Regions for 4 nights or more.  

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.