At Fast Cover, our Luggage and Personal Effects benefit may provide cover for the loss, theft or accidental damage of your luggage and personal items that you take with you on your trip including your surfboard, surfboard bag, leg rope, body boards, wet suits, flippers, go pro, backpack, cameras, sunglasses, mobile, iPads and tablets, headphones, clothes and shoes. 

The Luggage and Personal Effects benefit is an optional cover on the Basics policy. Please note there is no cover for the loss or damage to, or of, sporting equipment including surfboards while in use. 

The amount of cover you’ll be provided with can vary between policies and insurers. Remember to check which items are included and the sub-limits and exclusions that apply for specific items so that your belongings will be covered if something goes missing or become damaged while you’re travelling. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.  

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.